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Nicole Creamer Insurance Services is your trusted partner for healthcare consulting. With over 27 years of experience, we offer individual health, Medicare plans, life insurance, and travel coverage solutions to meet your unique needs. We are committed to doing the right thing, the right way, and for the right reasons. Trust us to help you navigate the complex world of healthcare with confidence and ease.
Medicare Advantage Plans
Be advised that NCIS5 does not offer every plan available in your area. NCIS5 represents eight organizations that provide 36 advantage plans in the Nebraska area, 46 advantage plans in Arizona with five organizations, 32 in Minnesota with three organizations, and 28 in Iowa with five organizations. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options, open 24 hours a day/7 days a week, or your local State Health Insurance Program to get information on all of your options.
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Individual Medicare Advantage Plan
The Annual Enrollment Period (AEP) is a crucial time for Medicare beneficiaries, as it provides the opportunity to make changes to their Medicare coverage. AEP runs annually from Oct. 15 until Dec 7 with a Jan. 1 effective date. We are here to help you during this time by providing personalized assistance that considers your health status, budget, and unique needs. Whether you're new to Medicare or interested in changing your plan, we can guide you through the process and help you make informed decisions.
Medicare plans through multiple carriers
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Medicare Advantage Plans
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Aetna
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Cigna - Centene
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Humana
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United HealthCare
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Wellcare
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Medicare Advantage plans are offered through private carriers offering benefits comparable to or better than Medicare, and some include Part D prescription drug benefits.
Wellcare​
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Medicare Advantage plans
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Medicare Dual Eligible D-SNP Plans
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Medicaid & Medicare eligible​
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Medicare Advantage Give-back Plans
Plans for individuals eligible for Medicare or dually eligible for both Medicare & Medicaid.
Medicare Advantage plans for individuals who are eligible for Medicare.
Medica​
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Medicare Advantage Plans
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Medica COST Plans
Medicare Plans for individuals eligible for Medicare.