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Nicole Creamer Insurance Services is your trusted partner for healthcare consulting. With over 27 years of experience, we offer individual health, Medicare plans, life insurance, and travel coverage solutions to meet your unique needs. We are committed to doing the right thing, the right way, and for the right reasons. Trust us to help you navigate the complex world of healthcare with confidence and ease.

Medicare Plan Resources
Retiring with Confidence - An overview of Medicare basics published by BCBSNE, including:
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Original Medicare Part A
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Original Medicare Part B
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Medicare Advantage Plans Part C
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Prescription Drug Plans Part D
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Common Acronyms
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Indexed Income Adjustments
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General Terminology
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2025 Medicare & You - Published by CMS
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Your Guide to Medicare Preventive Services - Published by the Centers for Medicare and Medicaid Services (CMS)
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Choosing a Medigap Policy - A Guide to Health Insurance for People with Medicare
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Turning 65 Checklist - For individuals who are turning 65 and retiring or working beyond 65.
Carrier Documents
Below are a list of carriers and links to the 2025 documents.

Blue Cross and Blue Shield of Nebraska

Medica
2025 Medica Medicare Advantage Plans Brochure
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2025 Medica COST Plans Brochure
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2025 Medica Medicare Supplement Plans
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United Healthcare
2025 Medicare Advantage Extras HMO-POS
H2802-074-000
2025 Medicare Advantage Essentials HMO-POS
H2802-001-000
2025 Medicare Advantage PPO
H1278-020-000
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